问题
It is possible to transfer risk through the use of insurance If the estimated probability of damage occurring to an asset is 2 percent, the insurance cost is $5,000, and the total worth of the asset is $300,000, is it worth insuring the asset？
A:There is no advantage since the cost of the insurance equals the cost of the possible loss of the asset
B:The insurance costs less than the expected value of the loss, so therefore it is best to purchase the insurance
C:Not desirable since it costs more to purchase the insurance than the expected value of the loss
D:Cannot determine form information provided
B:The insurance costs less than the expected value of the loss, so therefore it is best to purchase the insurance
C:Not desirable since it costs more to purchase the insurance than the expected value of the loss
D:Cannot determine form information provided
正确答案是：
