全面质量管理的特征不包括()。

()是将保费与保险给付和费用的差额用利率积累到未来的某点。

我国《海商法》中的海上保险合同，属于()。

保险公估人的()是指保险公估人对自己在执业过程中因主观过错而实施的违法行为应承担的法律后果。

英国《1906年海上保险法》第55条第2款第1项规定：“The insurer is not liable for any loss attributable to the wilful misconduct of the assured, but, unless the policy otherwise provides, he is liable for any loss proximately caused by a peril insured against, even though the loss would not have happened but for the misconduct or negligence of the master or crew”。我认为：()